How To Do A Monthly Budget

In this article, we are going to be talking about how to do a monthly budget. For many people, even the word “budget” makes them shut down, zone out, and want to run. Many people think that budgeting is only for the finance majors who run the books for big corporations. Having a personal balanced budget, however, is going to be the underlying foundation to your success when it comes to winning financially. Before you get started it might be helpful for you if you check out my article on creating a visual financial snapshot. By doing this exercise first

Where Does My Money Go – Creating A Visual Financial Snapshot

It’s payday again…yet you find yourself already broke and hoping to make it through to the next one. For the 78% of people who are living paycheck to paycheck (source), this is a horrible and all too familiar reality. It leaves many people asking, “Where does my money go?” Well, my friends, today I’m going to help you answer that question by doing a little eye-opening exercise. This is especially useful for those of you who are just getting started on your journey to financial freedom and for those who have never lived on a budget. But it’s also great

Financial Coaching Services

Have you ever wanted to be able to sit down with someone who knows exactly what you’re going through in regards to your debt and financial situation? Someone who’s there to give you hope without judgment and work with you to come up with actual solutions that are tailored to your specific needs and situation? Well, I’m pleased to let you know that I offer just that. One-on-one financial coaching services that are designed to help you win! Why Financial Coaching? If you are the kind of person who can just read a couple of personal finance books, put together

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About Chad

For nearly 80% of Americans, debt is simply the way of life. Chances are if you are on this website it is because you, a friend, or a family member are searching for relief, hope, and answers to help reclaim your freedom. I want you to know that I’ve been there. I’ve spent countless nights of being wide awake at 2 a.m. trying to figure out how to make it to the next payday just so I can keep the lights on and collectors off my back. I’ve struggled, sacrificed and ultimately formed a plan that has brought me to